/* Housing Ledger — deep navy + warm amber editorial palette */
:root {
  --navy-950:#0a1a35;
  --navy-900:#0f2147;
  --navy-800:#162d5e;
  --navy-700:#1f3d7a;
  --navy-100:#dde4f1;
  --navy-50:#eef2f9;

  --amber-700:#a45e0e;
  --amber-600:#c97215;
  --amber-500:#e08a1f;
  --amber-400:#f1a445;
  --amber-100:#fbe7c7;
  --amber-50:#fcf3e3;

  --paper:#fbfaf6;
  --paper-warm:#f5f1e8;
  --ink-950:#0c111c;
  --ink-900:#161e2c;
  --ink-700:#374151;
  --ink-500:#5b6678;
  --ink-400:#7c8696;
  --ink-300:#a4adba;

  --rule:#e5e2d8;
  --rule-strong:#d2cebf;

  --shadow-sm:0 1px 2px rgba(15,33,71,.05);
  --shadow:0 1px 2px rgba(15,33,71,.06), 0 12px 28px rgba(15,33,71,.06);
  --shadow-lg:0 2px 6px rgba(15,33,71,.08), 0 24px 48px rgba(15,33,71,.10);

  --radius:14px;
  --radius-sm:8px;
  --radius-lg:22px;

  --serif:"Source Serif 4","Source Serif Pro","Iowan Old Style",Georgia,"Times New Roman",serif;
  --sans:"Inter","Helvetica Neue",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}

@font-face{font-family:"Inter";font-style:normal;font-weight:100 900;font-display:swap;src:local("Inter")}
@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:200 900;font-display:swap;src:local("Source Serif 4"),local("Source Serif Pro")}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  color:var(--ink-900);
  background:var(--paper);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-700);text-decoration:none;transition:color .15s ease}
a:hover{color:var(--amber-600);text-decoration:underline;text-underline-offset:3px}

h1,h2,h3,h4{font-family:var(--serif);color:var(--ink-950);line-height:1.18;margin:.2em 0 .5em;font-weight:700;letter-spacing:-.015em}
h1{font-size:clamp(2.1rem,4vw,3rem);letter-spacing:-.025em}
h2{font-size:clamp(1.45rem,2.2vw,1.75rem);margin-top:1.8em;letter-spacing:-.018em}
h3{font-size:1.18rem}
h4{font-size:1.02rem}
p,li{font-size:1.02rem}
.muted{color:var(--ink-500);font-size:.9rem}
strong{font-weight:600;color:var(--ink-950)}

.container{max-width:1220px;margin:0 auto;padding:0 24px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--ink-950);color:#fff;padding:8px 12px}
.skip-link:focus{left:8px;top:8px;z-index:50}

/* HEADER */
.site-header{
  background:linear-gradient(180deg,var(--navy-950) 0%,var(--navy-900) 100%);
  color:#fff;
  position:relative;
  border-bottom:1px solid rgba(255,255,255,.06);
  box-shadow:0 1px 0 rgba(0,0,0,.2);
}
.site-header::after{
  content:"";position:absolute;left:0;right:0;bottom:-3px;height:3px;
  background:linear-gradient(90deg,var(--amber-500),var(--amber-400) 40%,var(--amber-500));
}
.site-header a{color:#fff}
.header-row{display:flex;align-items:center;justify-content:space-between;padding:18px 0 8px;flex-wrap:wrap;gap:14px}
.brand{display:inline-flex;align-items:center;gap:12px;font-family:var(--serif);font-size:1.4rem;letter-spacing:-.01em}
.brand-mark{
  width:38px;height:38px;border-radius:9px;
  background:linear-gradient(135deg,var(--amber-500),var(--amber-700));
  position:relative;flex-shrink:0;
  box-shadow:inset 0 0 0 1px rgba(255,255,255,.25),0 4px 10px rgba(196,114,21,.35);
}
.brand-mark::before{
  content:"";position:absolute;inset:9px;border:2px solid #fff;border-radius:3px;
  border-bottom-width:5px;
}
.brand-text{font-weight:500}
.brand-text strong{color:#fff;font-weight:800;font-family:var(--sans);letter-spacing:.02em;font-size:.95em;background:rgba(255,255,255,.1);padding:2px 7px;border-radius:5px;margin-right:4px}
.site-nav{display:flex;gap:26px;flex-wrap:wrap;font-size:.95rem;font-weight:500}
.site-nav a{opacity:.84;padding:8px 0;border-bottom:2px solid transparent;transition:all .15s ease}
.site-nav a:hover{opacity:1;text-decoration:none;border-bottom-color:var(--amber-400)}
.search-bar{display:flex;gap:10px;padding:10px 0 22px}
.search-bar input{
  flex:1;padding:14px 18px;border-radius:10px;border:0;
  background:#fff;color:var(--ink-900);font-size:1rem;font-family:var(--sans);
  box-shadow:0 4px 14px rgba(0,0,0,.18),inset 0 0 0 1px rgba(255,255,255,.4);
}
.search-bar input::placeholder{color:var(--ink-400)}
.search-bar input:focus{outline:2px solid var(--amber-400);outline-offset:2px}
.search-bar button{
  padding:14px 26px;border:0;border-radius:10px;
  background:linear-gradient(180deg,var(--amber-500),var(--amber-600));
  color:#fff;font-weight:600;cursor:pointer;font-size:1rem;font-family:var(--sans);
  letter-spacing:.01em;
  box-shadow:0 4px 14px rgba(196,114,21,.4);
  transition:transform .1s ease,box-shadow .15s ease;
}
.search-bar button:hover{background:linear-gradient(180deg,var(--amber-600),var(--amber-700));box-shadow:0 6px 18px rgba(196,114,21,.5)}
.search-bar button:active{transform:translateY(1px)}

/* LAYOUT */
.main-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;padding-top:36px;padding-bottom:60px}
@media (max-width: 960px){.main-grid{grid-template-columns:1fr;gap:32px;padding-top:24px}}
.content{min-width:0}
.sidebar{display:flex;flex-direction:column;gap:20px}
.card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm)}
.card h3{margin-top:0;font-size:1.05rem;color:var(--navy-900)}
.card p{font-size:.94rem;color:var(--ink-700);margin:.4em 0}

/* HERO */
.hero{
  background:
    radial-gradient(circle at 20% 0%,rgba(241,164,69,.18),transparent 55%),
    radial-gradient(circle at 90% 100%,rgba(31,61,122,.4),transparent 50%),
    linear-gradient(135deg,var(--navy-950) 0%,var(--navy-800) 100%);
  color:#fff;border-radius:var(--radius-lg);padding:0;overflow:hidden;
  display:grid;grid-template-columns:1.15fr .85fr;gap:0;
  margin-bottom:40px;position:relative;
  box-shadow:var(--shadow-lg);
}
.hero::before{
  content:"";position:absolute;top:0;left:0;right:0;height:1px;
  background:linear-gradient(90deg,transparent,rgba(255,255,255,.2),transparent);
}
@media (max-width:820px){.hero{grid-template-columns:1fr}}
.hero-text{padding:52px 44px 48px}
@media (max-width:820px){.hero-text{padding:38px 28px 32px}}
.hero-eyebrow{
  display:inline-block;font-family:var(--sans);font-size:.78rem;font-weight:600;
  letter-spacing:.14em;text-transform:uppercase;color:var(--amber-400);
  background:rgba(241,164,69,.12);padding:6px 12px;border-radius:99px;
  border:1px solid rgba(241,164,69,.3);margin-bottom:18px;
}
.hero-text h1{color:#fff;margin-top:0;font-size:clamp(2.2rem,4.2vw,3.4rem);line-height:1.08;letter-spacing:-.028em}
.hero-text h1 em{font-style:normal;color:var(--amber-400);font-weight:700}
.hero-text .lead{font-size:clamp(1.05rem,1.4vw,1.18rem);opacity:.9;max-width:50ch;line-height:1.55;margin-top:14px;color:#e8ecf5}
.hero-text .stat-row{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap}
.hero-text .stat{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.14);
  padding:14px 18px;border-radius:12px;font-size:.86rem;color:#cdd5e6;
  backdrop-filter:blur(4px);
}
.hero-text .stat strong{
  display:block;font-size:1.7rem;font-family:var(--serif);
  color:#fff;font-weight:700;letter-spacing:-.01em;margin-bottom:2px;
}
.hero-cta{margin-top:32px;display:flex;gap:14px;flex-wrap:wrap}
.hero-img{position:relative;min-height:340px;background:var(--navy-900)}
.hero-img img{width:100%;height:100%;object-fit:cover;opacity:.55}
.hero-img::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(105deg,var(--navy-950) 0%,rgba(15,33,71,.7) 35%,transparent 70%);
}
.hero-img::before{
  content:"";position:absolute;right:-30px;bottom:-30px;width:200px;height:200px;
  background:radial-gradient(circle,var(--amber-500),transparent 65%);
  opacity:.35;filter:blur(40px);
}

/* BUTTONS */
.btn{display:inline-block;padding:13px 22px;border-radius:10px;font-weight:600;font-size:.95rem;font-family:var(--sans);letter-spacing:.005em;transition:all .15s ease;border:1px solid transparent}
.btn-primary{
  background:linear-gradient(180deg,var(--amber-500),var(--amber-600));
  color:#fff;border-color:var(--amber-600);
  box-shadow:0 4px 12px rgba(196,114,21,.3);
}
.btn-primary:hover{background:linear-gradient(180deg,var(--amber-600),var(--amber-700));color:#fff;text-decoration:none;box-shadow:0 6px 18px rgba(196,114,21,.42)}
.btn-ghost{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.25);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.14);color:#fff;text-decoration:none;border-color:rgba(255,255,255,.4)}
.btn-secondary{background:#fff;color:var(--navy-900);border-color:var(--rule-strong)}
.btn-secondary:hover{background:var(--navy-50);color:var(--navy-900);text-decoration:none;border-color:var(--navy-700)}

/* LINK LIST */
.link-list{list-style:none;padding:0;margin:0}
.link-list li{padding:9px 0;border-bottom:1px solid var(--rule);font-size:.94rem;display:flex;justify-content:space-between;gap:10px;align-items:baseline}
.link-list li:last-child{border-bottom:0}
.link-list li .muted{font-size:.82rem}

/* STATE GRID */
.state-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:12px;margin:22px 0 8px}
.state-grid a{
  background:#fff;border:1px solid var(--rule);border-radius:var(--radius-sm);
  padding:14px 16px;display:flex;justify-content:space-between;align-items:center;
  color:var(--ink-900);font-weight:500;
  transition:all .15s ease;
}
.state-grid a:hover{border-color:var(--navy-700);color:var(--navy-900);text-decoration:none;box-shadow:var(--shadow);transform:translateY(-1px)}
.state-grid .count{
  color:var(--amber-700);font-weight:700;font-size:.85rem;
  background:var(--amber-50);padding:3px 9px;border-radius:99px;
}

/* PHA CARDS */
.pha-list{display:grid;gap:16px;margin:20px 0}
.pha-card{
  background:#fff;border:1px solid var(--rule);border-radius:var(--radius);
  padding:22px 24px;box-shadow:var(--shadow-sm);
  transition:box-shadow .2s ease,border-color .15s ease;
}
.pha-card:hover{border-color:var(--rule-strong);box-shadow:var(--shadow)}
.pha-card h3{margin:0 0 4px;font-size:1.12rem}
.pha-card h3 a{color:var(--navy-900)}
.pha-card h3 a:hover{color:var(--amber-600)}
.pha-card .meta{color:var(--ink-500);font-size:.9rem;margin-bottom:10px}
.pha-card .row{display:flex;flex-wrap:wrap;gap:18px;font-size:.92rem;color:var(--ink-700)}
.pha-card .badges{display:flex;gap:6px;flex-wrap:wrap;margin-top:12px}

.badge{display:inline-block;background:var(--paper-warm);color:var(--ink-700);padding:4px 11px;border-radius:99px;font-size:.78rem;font-weight:600;letter-spacing:.01em;border:1px solid var(--rule)}
.badge.open{background:#e6f4ea;color:#1e6b35;border-color:#bfe2c9}
.badge.closed{background:#fbe9e9;color:#9b2c2c;border-color:#f0c9c9}
.badge.program{background:var(--navy-50);color:var(--navy-800);border-color:var(--navy-100)}

/* BREADCRUMB */
.breadcrumb{font-size:.84rem;color:var(--ink-500);margin-bottom:14px;font-family:var(--sans)}
.breadcrumb ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.breadcrumb li::after{content:"/";margin-left:8px;color:var(--ink-300)}
.breadcrumb li:last-child::after{content:""}
.breadcrumb a{color:var(--ink-500);text-decoration:none}
.breadcrumb a:hover{color:var(--navy-700);text-decoration:underline}

/* TOC */
.toc{background:var(--amber-50);border-left:4px solid var(--amber-500);padding:16px 22px;border-radius:6px;margin:22px 0;font-size:.94rem;line-height:1.8}
.toc strong{display:block;margin-bottom:8px;font-family:var(--serif);font-size:1.02rem;color:var(--navy-900)}

/* FACTS */
dl.facts{
  display:grid;grid-template-columns:max-content 1fr;gap:10px 24px;
  margin:18px 0;background:#fff;border:1px solid var(--rule);
  border-radius:var(--radius);padding:22px 24px;box-shadow:var(--shadow-sm);
}
dl.facts dt{color:var(--ink-500);font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;font-weight:600}
dl.facts dd{margin:0;font-weight:500;color:var(--ink-900)}

/* CALLOUT */
.callout{background:#fff;border:1px solid var(--rule);border-left:4px solid var(--navy-700);border-radius:8px;padding:16px 20px;margin:22px 0}
.callout.warn{border-left-color:var(--amber-500);background:var(--amber-50)}
.callout.success{border-left-color:#1e6b35;background:#e6f4ea}

/* AD SLOT */
.ad-slot{
  display:flex;align-items:center;justify-content:center;min-height:200px;
  background:repeating-linear-gradient(45deg,#faf8f0,#faf8f0 10px,#f0ecdf 10px,#f0ecdf 20px);
  color:var(--ink-300);font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;
  border:1px dashed var(--rule-strong);
}
.ad-label{opacity:.7}

/* RELATED RESOURCES SIDEBAR BLOCK */
.resources-card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm)}
.resources-card .res-eyebrow{
  font-size:.72rem;text-transform:uppercase;letter-spacing:.12em;
  color:var(--amber-700);font-weight:700;margin-bottom:6px;font-family:var(--sans);
}
.resources-card h3{margin:0 0 12px;font-size:1.08rem;color:var(--navy-900);font-family:var(--serif)}
.resources-card .res-intro{font-size:.88rem;color:var(--ink-500);margin:0 0 14px;line-height:1.5}
.resources-card ul{list-style:none;padding:0;margin:0}
.resources-card li{padding:10px 0;border-top:1px solid var(--rule)}
.resources-card li:first-child{border-top:0;padding-top:0}
.resources-card li a{color:var(--navy-900);font-weight:600;font-size:.94rem;display:block;line-height:1.35}
.resources-card li a:hover{color:var(--amber-600)}
.resources-card li .res-desc{font-size:.82rem;color:var(--ink-500);margin-top:3px;font-weight:400}

/* FOOTER */
.site-footer{
  background:linear-gradient(180deg,var(--navy-900) 0%,var(--navy-950) 100%);
  color:#fff;padding:50px 0 28px;margin-top:48px;
  border-top:3px solid var(--amber-500);
}
.site-footer a{color:#cdd5e6}
.site-footer a:hover{color:var(--amber-400);text-decoration:underline}
.site-footer h4{color:#fff;font-family:var(--serif);font-size:1.05rem;margin:0 0 14px;letter-spacing:-.005em}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px;padding-bottom:28px;border-bottom:1px solid rgba(255,255,255,.08)}
@media (max-width:780px){.footer-grid{grid-template-columns:1fr;gap:30px}}
.site-footer .copy{margin-top:22px;font-size:.84rem;opacity:.65}
.site-footer .link-list li{border-color:rgba(255,255,255,.1);color:#cdd5e6;display:block}
.site-footer .muted-block{color:#9eaac0;font-size:.9rem;line-height:1.6;margin-top:8px}
.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:10px;font-family:var(--serif);font-size:1.25rem}

/* PAGINATION */
.pagination{display:flex;gap:6px;flex-wrap:wrap;margin:24px 0}
.pagination a, .pagination span{padding:8px 13px;border:1px solid var(--rule);border-radius:8px;background:#fff;color:var(--ink-700);font-size:.92rem;font-weight:500}
.pagination a:hover{border-color:var(--navy-700);color:var(--navy-900);text-decoration:none}
.pagination .current{background:var(--navy-900);border-color:var(--navy-900);color:#fff}

/* CONTENT TYPOGRAPHY */
.content > p, .content > ul, .content > ol{max-width:70ch}
.content h2 + p, .content h3 + p{margin-top:.4em}
.lead{font-size:1.18rem;color:var(--ink-700);max-width:62ch;line-height:1.55;margin-top:.8em}
hr{border:0;border-top:1px solid var(--rule);margin:28px 0}
blockquote{border-left:3px solid var(--amber-500);padding:6px 0 6px 20px;margin:18px 0;font-family:var(--serif);font-size:1.1rem;color:var(--ink-700);font-style:italic}

.search-meta{color:var(--ink-500);margin-bottom:14px}
.empty{padding:38px;text-align:center;color:var(--ink-500);background:#fff;border:1px dashed var(--rule);border-radius:var(--radius)}

/* TABLES */
.table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--rule);border-radius:var(--radius);overflow:hidden;margin:18px 0;box-shadow:var(--shadow-sm)}
.table th,.table td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--rule);font-size:.94rem}
.table th{background:var(--paper-warm);color:var(--ink-950);font-weight:600;font-size:.82rem;text-transform:uppercase;letter-spacing:.04em}
.table tbody tr:last-child td{border-bottom:0}
.table tbody tr:hover{background:var(--navy-50)}
.table td a{color:var(--navy-700);font-weight:500}

/* GUIDE / LONGFORM */
.content article > h2:first-of-type{margin-top:1em}
.steps{counter-reset:step;list-style:none;padding:0;margin:22px 0;display:grid;gap:16px}
.steps > li{
  counter-increment:step;background:#fff;border:1px solid var(--rule);
  border-radius:var(--radius);padding:20px 22px 20px 70px;position:relative;box-shadow:var(--shadow-sm);
}
.steps > li::before{
  content:counter(step);position:absolute;left:18px;top:18px;
  width:38px;height:38px;border-radius:50%;
  background:linear-gradient(135deg,var(--amber-500),var(--amber-700));
  color:#fff;font-family:var(--serif);font-weight:700;font-size:1.2rem;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 3px 8px rgba(196,114,21,.35);
}
.steps > li h3{margin:0 0 6px;font-size:1.1rem;color:var(--navy-900)}
.steps > li p{margin:0;font-size:.96rem;color:var(--ink-700)}

/* MOBILE POLISH */
@media (max-width:560px){
  .container{padding:0 18px}
  .site-nav{gap:14px;font-size:.88rem;width:100%;order:3;border-top:1px solid rgba(255,255,255,.08);padding-top:10px}
  .header-row{padding-bottom:4px}
  .search-bar{flex-direction:column;gap:8px}
  .search-bar button{width:100%}
  .hero-text{padding:32px 22px 28px}
  .hero-text .stat-row{gap:10px}
  .hero-text .stat{padding:10px 12px;font-size:.78rem;flex:1;min-width:0}
  .hero-text .stat strong{font-size:1.3rem}
  .pha-card{padding:18px 18px}
  dl.facts{grid-template-columns:1fr;padding:18px}
  dl.facts dt{padding-top:8px;border-top:1px solid var(--rule)}
  dl.facts dt:first-child{padding-top:0;border-top:0}
}

/* PRINT */
@media print{
  .site-header,.site-footer,.sidebar,.search-bar,.ad-slot,.hero-img,.btn{display:none!important}
  .main-grid{grid-template-columns:1fr}
  body{background:#fff}
  .hero{background:#fff;color:#000}
  .hero h1, .hero p{color:#000}
}